Financial Compound maintains the higest standards of integrity and ethics in its business practices.
Once we obtain preliminary financing terms for a transaction as described in the 'About Is' section of this website, Financial Compound then evaluates the options in light of the client's objectives, and makes a recommendation. We often provide an 'apples-to-apples' comparison of each financing proposal by quantifying financing terms such as amortization methods, promote and waterfall structures, escrows, holdbacks, lender fees, defeasance and other prepayment penalties, etc. Additionally, Financial Compound's work ethic, attention to detail, and passion for the business- characterized by customer service, minimizes the client's involvement with processing and paperwork and has helped us enjoy a strong client retention ratio.
At Financial Compound some of our practices include:
(1) sharing transaction pricing and structuring information in an organized and cooperative way to help keep our staff abreast of capital provider preferences, new financial products, and “hot money”, (2) utilizing state of the art computer infrastructure and information management systems to organize and work with transaction records efficiently; as well as to safeguard client confidential data (click here for Privacy Policy), (3) utilizing and enhancing numerous proprietary templates we created in Excel that model abstruse financial and mathematical concepts in a simple and understandable way. One of our staff members wrote a book entitled “Real Estate JV Equity Modeling in Excel”, (4) utilizing and enhancing other proprietary templates we created and use for transaction processing efficiency, (5) weekly brainstorming sessions at each staff meeting regarding transaction processing and efficiency, and (6) reading and discussion of current trade magazines and finance journals.
The Financial Compound logo is pronounced, “aleph to the root of pi”. Our logo challenges us to pursue creative and innovative solutions to real estate finance problems. Aleph is a math symbol used to express the cardinality, or size, of infinite sets as pioneered by Georg Cantor, a prolific mathematician in the late 1800s. The cardinality of a set of 3 people at a dinner table is 3, and the cardinality of the set of 100 people at a movie theater is 100. Cantor discovered that infinite sets can have different cardinalities.
Pi is an irrational number. It’s the relationship between the area and radius of a circle, equal to approximately 3.14159…. with digits continuing forever and never repeating a pattern. One cannot point to pi on the number line. We can point to a rational number very close to pi, such as 3.1416, but we can never pinpoint pi or any other irrational number.
One of Cantor’s set theory conclusions is that there must be an infinitely greater amount of irrational numbers compared to rational ones, as there is always an infinite amount of space for numbers between any two points on a number line, no matter how close together they are. Yet mathematicians have only discovered limited amounts of irrational numbers to-date. Some mathematicians have driven themselves crazy searching for the next irrational number. So let us not get carried away thinking about it for too long.
We celebrate pi day on 3/14 or the closest business day to 3/14, and you are welcome to join us in our office for some pie, the traditional food for pi day.
What is the pieth root of aleph? Financial Compound thinks it’s approximately the cubed root of aleph, which is equal to about aleph. What do you think? Financial Compound believes that in order to stay abreast and a step ahead of the capital providers’ preferences it is important to understand the mathematical aspects of the real estate capital markets, sometimes using a different notation such as aleph and pi. Our pursuit of this knowledge has benefited our clients in the form of lower financing costs and cutting edge transaction structures.
DISCLAIMER: If you engage Financial Compound, you are engaging us to attempt without obligation to obtain financing, with our only obligation being not to commit willful or intentional misconduct against you. We normally don't charge any up-front fees. Our fee is due simultaneously to the client's receipt of financing. We can provide references from many satisfied clients and industry participants.